Second Homes/Investment Properties

While CU Members Mortgage takes great pride in helping families achieve their dream of homeownership, we hang our hat on the fact that our members come back to us for their next home purchase, vacation homes and investment property financing.

Vacation Property Financing

  • One unit financed at 90% LTV
  • The maximum LTV for a one-unit investment property is 85% and two to four units is 75%
  • More than four financed properties but less than ten financed properties financed at 70% LTV
  • 15 to 30-year fixed rate available
  • No pre-payment penalties
  • Must meet reserve requirements
Investment Property Financing
  • Single family residence up to 80% LTV
  • Two to four units up to 75% LTV
  • 30-Year Fixed Rates Available
  • No Pre-Payment Penalties
  • Must Meet Reserve Requirements

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